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Coverage Program

Lower claims frequency translates into lower insurance costs.


A Risk Management Plan approved by the Department lists the coverages offered to members. Through a combination of self insurance, excess and direct insurance, NJMSIJIF offers its members the following insurance coverages:

  • Workers’ Compensation

  • Property

  • General Liability (including Police Professional)

  • Auto Liability and Physical Damage

  • Crime and Fidelity

  • Cyber Liability

  • Boiler and Machinery

  • Public Officials Liability

  • Excess (Umbrella) Liability


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